When relocating to Canada, it is necessary to learn about the health care system, as it will probably be different from the country you are coming from. The RAMQ – the Quebec Health Insurance Board (Régie de l’assurance maladie du Québec in French) – is the public office that maintains the Quebec healthcare system, offered free of charge to citizens, residents, and landed immigrants of Quebec.
Although Quebec offers a free healthcare system, you can (and should) take out private coverage in complement. If you want to do this, it is best done within 5 days of arriving in Quebec so as to avoid difficulties in obtaining coverage. The Canadian Life and Health Insurance Association Inc. is a good way to go about this, as they offer an extensive list of private insurers, and can assist you in finding the right company, and policy, to suit your needs.
Quebec Health Insurance Plan:
Under the Medical Insurance Act, all residents of Quebec are eligible for the Health Insurance Plan, which covers any medical care that is essential as decided by a general practitioner. This means that things such as examinations, consultations, diagnostic and therapeutic procedures, surgery, radiology, anesthesia, and psychiatric treatments are all covered! You should be aware that only medical practitioners practicing under the Quebec healthcare plan will have their costs covered by the healthcare system – if they are not, the visit will be at your expense (or may covered by private insurance coverage if you have taken it out).
For more information on the Quebec healthcare system, visit the RAMQ website.
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